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Confused on What to Do After Buying a House? Here are Some Tips

February 22, 2018

Confused at what to do after buying a house? You've looked at properties, made an offer, obtained financing and gone to closing. The home is yours. Is there any more to the home buying process? Whether you're a first-time buyer or a repeat buyer, you'll want to take several more steps.

 

1. Store your settlement papers after buying a house

Those papers you received at settlement are extremely valuable, so hold on to them! In the short-term they can help establish tax deductions for the year in which the property was purchased. In the future such papers will be important for tax purposes when the property is sold, and in some cases, for calculating estate taxes.

 

2. Assess the status of you utilities 

Also at closing, determine the status of the utilities required by the home, items such as water, sewage, gas, electric and oil service. You want utility bills to be paid in full by owners as of closing, and you also want services transferred to your name for billing. Usually such transfers can be done without turning off utilities. Realtors can provide contact numbers and related information.

 

3. Moving in

It is generally understood that sellers will leave homes "broom clean" when moving out. This expression does not mean "vacuumed" or "spotless." Broom clean makes sense because it means the house is ready to be painted and cleaned.

 

4. Your home, your money

For most owners a home is the largest single asset they hold, so it makes sense to protect that asset. You want to maintain fire, theft and liability insurance. As the value of your property increases such coverage should also rise. Again, speak with your insurance professional for details.​

 

Lastly, enjoy your home! Owning real estate involves contracts, loans, and taxes, but ultimately what's most important is that home ownership should be a wonderful experience.

 

 Article provided by: 

https://www.realtor.com/advice/buy/what-comes-after-youve-bought-a-home/

 

 

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